Bedford, Katonah and Somers real estate and homes for sale in New York, new construction, luxury custom homes - Maureen Callaghan Jacobson and Cindy Haber, REALTORS® Maureen Callaghan Jacobson and Cindy Haber REALTORS(r) for Bedford, Katonah and Somers, New York real estate, new construction, luxury custom homes - NUMBER1EXPERTS™ Maureen Callaghan Jacobson and Cindy Haber NUMBER1EXPERTS(tm) for Bedford, Katonah and Somers, New York real estate, new construction, luxury custom homes
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Maureen Callaghan Jacobson and Cindy Haber, REALTOR®, real estate agents and broker for Bedford, Katonah and Somers New York home listings, property and land for sale - NUMBER1EXPERT(tm)

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Maureen Callaghan Jacobson and Cindy Haber are some of The Top Selling Real Estate Experts™
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First Time Homebuyers: Bedford, Katonah and Somers New York home buying, real estate listings, and homes for sale in Westchester County, NY
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Bedford, Katonah and Somers real estate experts, it's our job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. we will get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Buyers Remorse >The Blues of Buyers

Here is an illustration of what you might go through as a homebuyer when the real estate agent calls to say that your offer has just been accepted.

Although you are ecstatic when your agent congratulates you, your initial euphoria may be short-lived if you begin to have second thoughts about the purchase. You may look at the amount of cash required for the down payment and closing costs, and feel that you won't be able to enjoy a restaurant meal or a shopping spree for months! The mortgage added to the interest payments over thirty years seems like an outrageously high sum. Finally, you stare at the inspector's report and convince yourself that the roof will blow off and every major system will fail the day after you move in. You're in a frenzy. You ask yourself, "What am I doing?"

If you begin having doubts about your home purchase, the wisest approach is simply to relax! These feelings are so common that they have been given a name--"Buyer's Remorse." "Buyer's Remorse" is almost always a temporary malady, so please call your real estate agent if you are having an extreme attack. Your agent has experience in helping clients through the home-buying jitters.

See All Tips In The "Buyers Remorse" Category >
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Real Estate Trivia
Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
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All agents are NOT alike! Find out why we are top real estate experts. Call us at: 914-393-7523.

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Maureen Callaghan Jacobson and Cindy Haber, REALTOR®, real estate agents and broker for Bedford, Katonah and Somers New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Cindy Haber
Houlihan Lawrence

156 Katonah Avenue
Katonah, NY 10536
Cell: 914-393-7523
Direct Line: 914-232-1212 x327
Fax: 914-232-5641
Email: chaber@houlihanlawrence.com

Whether you are planning to purchase a starter home, vacation home, or an investment property, as a professional Realtor, it is my pledge to make certain that your next real estate transaction is a successful one! CALL ME, 914-393-7523: I'd love talk to you about your real estate goals - whether you're buying, selling, looking for land or just have questions about the real estate process, I’ll be happy to provide you with as much information necessary for you to make an informed decision!

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