Bedford, Katonah and Somers real estate and homes for sale in New York, new construction, luxury custom homes - Maureen Callaghan Jacobson and Cindy Haber, REALTORS® Maureen Callaghan Jacobson and Cindy Haber REALTORS(r) for Bedford, Katonah and Somers, New York real estate, new construction, luxury custom homes - NUMBER1EXPERTS™ Maureen Callaghan Jacobson and Cindy Haber NUMBER1EXPERTS(tm) for Bedford, Katonah and Somers, New York real estate, new construction, luxury custom homes
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Maureen Callaghan Jacobson and Cindy Haber, REALTOR®, real estate agents and broker for Bedford, Katonah and Somers New York home listings, property and land for sale - NUMBER1EXPERT(tm)

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Maureen Callaghan Jacobson and Cindy Haber are some of The Top Selling Real Estate Experts™
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Why Buyers Choose Us: Bedford, Katonah and Somers New York home buying, real estate listings, and homes for sale in Westchester County, NY
Welcome > For Buyers > Why Buyers Choose Us ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your REALTOR® is a Top Local Expert. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like.  

As a top Bedford, Katonah and Somers area REALTOR®, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest:  

- You will have full access to ALL homes available on the Bedford, Katonah and Somers market, even listings not yet on the MLS, through our professional New York real estate affiliations.  

- our expert local knowledge of the Bedford, Katonah and Somers area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more.  

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Bedford, Katonah and Somers is no different! It's our job to steer you into opportunities and out of traps.  

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? we help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money.  

- Negotiating with sellers can be stressful. we will help you negotiate, so that the final contract includes your best possible terms and conditions.  

- You should know absolutely everything about the property you are buying! You and we will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you.  

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. we will give you the full benefit of our real estate knowledge and experience.  

Let us represent your best interests in your search for a new home in the Bedford, Katonah and Somers area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware!  

Ask us any question about buying a home in Bedford, Katonah and Somers. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
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All agents are NOT alike! Find out why we are top real estate experts. Call us at: 914-393-7523.

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Buyers Want Your Home for as Little as Possible.
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"Through Maureen's determination, our home SOLD!"
"Maureen came through with all of her promises. Everything she did was top notch! we would gladly recommend her to any of our friends & associates."
Frances A. Nicoletti
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Maureen Callaghan Jacobson and Cindy Haber, REALTOR®, real estate agents and broker for Bedford, Katonah and Somers New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Cindy Haber
Houlihan Lawrence

156 Katonah Avenue
Katonah, NY 10536
Cell: 914-393-7523
Direct Line: 914-232-1212 x327
Fax: 914-232-5641
Email: chaber@houlihanlawrence.com

Whether you are planning to purchase a starter home, vacation home, or an investment property, as a professional Realtor, it is my pledge to make certain that your next real estate transaction is a successful one! CALL ME, 914-393-7523: I'd love talk to you about your real estate goals - whether you're buying, selling, looking for land or just have questions about the real estate process, I’ll be happy to provide you with as much information necessary for you to make an informed decision!

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